Fast, Flexible Business Funding Built Around Your Growth
Get Lighting Fund connects established businesses with funding options matched to their stage, track record, and goals, with decisions that can move in as little as 24 hours.
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Why Businesses Choose Us
The right funding depends on where your business is today, and we offer options flexible enough to fit.
Speed When It Matters
When timing is critical, our streamlined process can get funding in your hands in as little as 24 hours.
Secured or Unsecured
Choose the structure that suits your business, whether that means putting up collateral or keeping your assets free.
No Fixed Ceiling
We don't impose a preset limit on what you can apply for, so your funding can scale with your ambitions.
Every kind of business and real estate financing
One application, every option you qualify for.
Fix & Flip / Bridge Loan
Buy, renovate and sell or refinance - purchase and rehab money in one short-term loan.
Apply now →Merchant Cash Advance
Working capital based on your revenue, funded in as little as 24 hours.
Learn more →Business Line of Credit
Draw what you need, when you need it, and pay for only what you use.
Learn more →Term Loan
Larger amounts with predictable fixed payments for growth projects.
Learn more →How it works
Three easy steps to get started.
Apply Online
Share some basic details about your business and your funding needs.
Review Options
We look at your growth stage and financial track record to identify solutions that fit.
Get Funded
Choose the option that works for you and put the capital to work in your business.
Deals we closed
Real transactions, real terms. Here is what a file looks like when it goes right.
Net-leased retail cash-out
The owner had bought this PNC Bank and McDonald’s net-leased property a year earlier in an all-cash purchase and needed to unlock the equity for a new business venture without selling. We closed a $2,821,000 cash-out refinance on the free-and-clear property in under 45 days.
Two national credit tenants on triple-net leases did the heavy lifting: that cash-flow confidence supported a 30-year amortization that keeps payments low and a competitive floating rate off a transparent index. The client turned a cash purchase into capital for the next venture while keeping the property and its NNN income in place.
Deal snapshot
Frequently asked
The short version - the full list is on our FAQ page.
Who is eligible to apply?
We work with businesses that have been operating for more than one year. Final eligibility and funding options depend on your company's growth stage and financial track record.
How fast can I get funded?
Funding can be available in as little as 24 hours. Actual timing depends on your application, the information you provide, and the option you select.
Do you offer secured and unsecured funding?
Yes, we offer both secured and unsecured solutions. The right choice depends on your business needs and your comfort level with using collateral.
Ready to Fund Your Next Move?
Start your application today and see which funding solutions fit your business.
Apply Now →